IDFI Card — Terms of Service

1. Agreement to Terms

These Terms of Service ("Terms") govern your access to and use of the digital business card services, applications, websites, and related offerings (the "Service") operated by IDFI Card, a digital identity and communication platform owned and operated by 18.05.2025 ("Company", "we", "us", or "our").

By accessing or using our Service, you acknowledge that you have read, understood, and agree to be bound by these Terms.

If you do not agree to these Terms, you must refrain from using our services.

2. Eligibility

You must be at least 16 years old to use the Service. By registering, you confirm that:

• You are legally capable of entering into binding contracts;
• You are not a person barred from receiving services under applicable laws;
• You provide accurate and truthful registration information.

3. User Accounts

3.1 Registration

To access features of the Service, you must create an account and provide certain information including but not limited to your name, email, and profile information.

3.2 Security

You are responsible for safeguarding your login credentials and for all activities that occur under your account. Notify us immediately of unauthorized use.

3.3 Termination

We reserve the right to suspend or terminate your account if you violate these Terms or applicable laws, without prior notice.

4. Description of Services

IDFI provides a digital identity service including:

• NFC-enabled and QR-based digital business cards;
• Personalized user profile pages;
• Contactless communication of information;
• Analytics on card interactions;
• Option to store or connect payment information (future roadmap).

We reserve the right to modify, update, suspend, or discontinue any aspect of the Service without notice.

5. User Obligations

You agree not to:

• Use the Service for any illegal or unauthorized purpose;
• Interfere with or disrupt the Service;
• Transmit any viruses or malicious code;
• Misrepresent your identity or association;
• Share offensive, libelous, or infringing content.

Violation of these obligations may result in immediate termination of your access.

6. Payment & Fees

Some features may require payment. All fees are listed in INR or EUR (as applicable) and are exclusive of taxes unless stated otherwise.

6.1 Billing

You agree to pay all applicable charges associated with your use of paid features.

6.2 Refunds

Due to the digital nature of the service, all sales are final unless explicitly stated otherwise.

6.3 Subscription Terms

If applicable, subscription plans will automatically renew unless cancelled in advance of the renewal date.

7. Intellectual Property

All content, branding, software, logos, and materials related to the Service are the exclusive property of IDFI or its licensors.

Users retain ownership of personal data but grant us a non-exclusive, worldwide, royalty-free license to use, store, and display submitted content for the purposes of operating the Service.

8. Data Protection

Use of the Service is governed by our Privacy Policy which outlines how we collect, store, and use your data in compliance with GDPR, IT Act (India), and other applicable laws.

9. Third-Party Links & Services

Our Service may contain links to third-party websites or services. We do not control or endorse these external sites and are not responsible for their content, policies, or practices.

10. Disclaimers

The Service is provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that:

• The Service will meet your expectations or requirements;
• The Service will be error-free or uninterrupted;
• Any defects will be corrected promptly.

Use of the Service is at your sole risk.

11. Limitation of Liability

To the fullest extent permitted by law, IDFI shall not be liable for:

• Any indirect, incidental, special, or consequential damages;
• Loss of data, revenue, or profits;
• Damages resulting from unauthorized access to your data.

In no event shall our liability exceed the amount paid by you to us in the last 12 months.

12. Indemnification

You agree to indemnify and hold harmless IDFI, its directors, officers, employees, and agents from and against any claims, liabilities, damages, and expenses (including legal fees) arising out of or in connection with:

• Your access or use of the Service;
• Your violation of these Terms;
• Any content submitted by you to the Service.

13. Termination

We may terminate or suspend your access to the Service, without notice or liability, for conduct that we believe violates these Terms or is harmful to other users or to us.

Upon termination, your right to use the Service will immediately cease.

14. Governing Law & Jurisdiction

These Terms shall be governed by the laws of:

• Republic of India (for users within India),

and are subject to the exclusive jurisdiction of the courts located in Pune, Maharashtra, India.

15. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be notified via email or site banner. Continued use after changes implies acceptance.

16. Contact

For any questions or concerns regarding these Terms:

IDFI Card Legal Department

[email protected]

Time: Mon–Fri, 11 AM – 4 PM IST